Project resources

Financing resources for Michigan well projects.

Independent programs may help qualifying homeowners and farm operators fund essential well work. Start with the option that best matches the property and project.

Choose a matching program

Available Programs

Each organization makes its own eligibility, credit, funding, and scheduling decisions. Review the current program requirements before applying.

Existing rural home

USDA Section 504 Home Repair

For qualifying very-low-income homeowners repairing an owner-occupied home in an eligible rural area.

  • Published loans up to $40,000 at 1% for 20 years
  • Possible grants for qualifying homeowners age 62 or older
  • Essential water-supply repairs may qualify
Review the Michigan program
No reliable water supply

Water Well Trust

Well and septic funding assistance for qualifying low-income households without a safe, reliable water source.

  • Existing owner-occupied primary residences
  • No reasonable connection to a public water supply
  • Not available for new construction
Start with the Water Well Trust
New home construction

USDA Section 502 Direct Home Loan

Home financing for qualifying low- and very-low-income applicants purchasing or building in eligible rural areas.

  • New construction or home purchase
  • Site preparation may be included
  • Water and sewage facilities may be part of the home financing
Review the Michigan program
Agricultural project

USDA Farm Service Agency Loans

Direct and guaranteed financing for eligible farm ownership, improvements, operations, and soil or water conservation work.

  • Farm buildings and essential improvements
  • Land and water development
  • Direct, guaranteed, and microloan options
Explore farm loan programs

Local guidance

Not sure where to begin?

Community Action offices can help homeowners identify repair programs that are currently funded in their county.

Before applying

Keep your estimate available.

A program may request a written scope or estimate. Stewart's Water Well Service is not a lender and cannot determine eligibility, guarantee approval, or reserve project dates before funding and the scope of work are confirmed.

Get a well estimate